Income Tax Calculator

An Income Tax Calculator in the UK allows you to estimate how much income tax and National Insurance you will pay based on your yearly salary or self-employment earnings. By entering details such as your annual income, pay frequency, and tax code, the calculator provides a clear breakdown of deductions and your net take-home pay. It follows current HMRC tax brackets, including personal allowance, basic rate, higher rate, and additional rate thresholds.

Income Tax Calculator UK
2025–2026 Tax Year • Instant Results
£0
Take Home Pay (per year)
£0
Monthly Take Home
£0
Total Tax + NI
0%
Effective Rate

Detailed Income Tax & NI Breakdown

Description Amount

2025/26 Tax Rates – England/Wales/NI

BandRateIncome Range
Personal Allowance0%Up to £12,570
Basic Rate20%£12,571 – £50,270
Higher Rate40%£50,271 – £125,140
Additional Rate45%Over £125,140
Personal Allowance reduces by £1 for every £2 earned over £100,000 (gone at £125,140+).
National Insurance: 8% on earnings £12,571–£50,270 • 2% above £50,270.